Lumanti believes that saving money is a key tool in empowering and developing poor urban communities. Without reliable means of saving, many people have to sell their possessions or borrow at high interest rates to meet their expenses.

Community-managed micro finance is an alternative means to build assests and to access loans, while building solidarity among community members. Savings and credit groups provide access to support networks through which problems can be faced and women's bargaining power within the household, community and state can be increased.

Community Based Women Cooperatives 

1.     Pragati Mahila Utthan SCCs, Balaju, Ktm

2.     Gyan Jyoti Mahila Utthan SCCs, New Baneshwor, Ktm

3.     Nawadeep Jyoti Mahila Utthan SCCs, Chabahil, Ktm

4.     Nawa Astha Mahila Utthan SCCs, Chyasal, Patan

5.     Prerana Mahila Utthan SCCs, Inayatole, Ktm

6.     Thankot Mahila Jagaran SCCs, Thankot, Ktm

7.     Khokana Mahila SCCs, Khokana, Lalitpur

8.     Panga Mahila SCCs, Kirtipur, Ktm

9.     Bishnu Devi Mahila SCCs, Machhegaon, Ktm

10.   Shree Mahila Krishi SCCs, Kalimati, Ktm

11.   Ichumati SCCs, Tukucha, Ktm

12.   Naudhara SCCs, Godawari, Lalitpur

13.   Thecho Mahila Jararan SCCs, Thecho, Lalitapur

14.   Basobas Mahila SCCs, Banke, Nepalgunj

15.   Ekata Mahila SCCs, Birgunj

16.   Dibya Jyoti Mahila SCCs, Dharan

17.   Amardeep Mahila Uthan SCCs, Bharatpur

18.   Sambridhi SCCs , Biratnagar

19.   Shamajana SCCs, Biratnagar

20.   Didi Bahani SCCs, Sanugaon, Lalitpur

Apart from these, there are several self help groups.